We’re here to help you secure your financial goals by building robust, dynamic and global portfolios that focus on the future, and managing your wealth in the way that best serves you.
This includes flexibility to include and collaborate with those important to you, alongside experts in other areas such as taxation and financial planning, so you can move forward into the future with more confidence.
Discretionary investment management
Suited to those who don’t have the time, knowledge, or inclination to manage their own investments, Raymond James, Richmond will construct and manage your portfolio on your behalf.
With your best interests always at the front of our minds, our discretionary service includes:
- Full details of our costs upfront – no hidden charges
- A review of your overall financial circumstances to give us an in-depth understanding of your goals
- A portfolio that we’ve personally created for you, aligned with your unique needs and based on sophisticated research and analysis
- Active management of your portfolio that is closely aligned with current and emerging investment themes from around the world
- Information at your fingertips – view your portfolio online at any time
- Useful insights – monthly reports, end-of-week wraps and other periodic expert analysis
Advisory investment management
In many respects, you’ll receive the same level of service as the Discretionary Investment Management Service – however the key difference is that you are responsible for the final decision, and we won’t make any changes until you agree to them.
You will be guided to follow our discretionary model, but through your own research and knowledge, you may choose to invest in a different way.
Alternatively, you may wish to be kept informed of portfolio transactions before they are made.
Financial planning
Sometimes it’s necessary to take a holistic look at your overall wealth.
The Financial Planning team, based at Raymond James’ Head Office, can undertake a full financial planning review of your circumstances, or can focus on individual services including:
- Pension consolidation
- Cash flow modelling
- Inheritance Tax planning
- Retirement planning
Advice can be provided as a one-off piece of work with a clear, upfront and transparent cost structure or you can opt for reviews on an ongoing basis (annual charge).
The team will produce a report for you which will also be shared with Raymond James, Richmond to ensure your portfolio continues to be managed in line with your longer overall aims.
